Personal Injury
Have you been injured and are unsure whether to claim? Worried about the potential cost? If so, we may be able to help. We have assisted thousands of injured people in claiming compensation to which they are legally entitled.
Guide to Making a Personal Injury Claim
There may be a claim if you are injured as a result of negligence, a deliberate intentional act or a breach of statutory duty on the part of a person or company. If so, you will be entitled to claim for the injuries you have sustained together with any other losses incurred, such as loss of earnings. We will, of course, advise you fully on this and pursue your claim to achieve a satisfactory conclusion, if necessary, to include Court proceedings.
Our first interview is free. You may have cover for legal expenses under your existing building and contents or motor insurance. When your legal expenses are not covered under any existing insurance, we can act on a no win no fee basis. We can also arrange insurance for legal costs and expenses where appropriate.
We offer home/hospital visits where necessary. Our professional and friendly team include a member of the Law Society Personal Injury Panel. We are members of the Association of Personal Injury Lawyers.
We successfully recover compensation for our clients in the following specialist areas:-
- Road Traffic Accidents
- Claims against uninsured and untraced drivers (Motor Insurers Bureau Claims)
- Accidents at work
- Tripping and slipping
- Accidents involving children
- Acts of violence (Criminal Injuries Compensation Authority claims)
- Fatal accidents
We offer a free first meeting for all personal injury cases
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Road Traffic Accidents
If you have been injured as a road user, whether as a driver, passenger, cyclist or pedestrian, and someone else was to blame (even in part) you may be entitled to money for your injuries and otherfinancial losses.
Claims against Uninsured or Untraced Drivers
Even if the driver at fault for your road traffic accident was not insured or was not traced (for example, a hit-and-run accident), you can still make a claim through the Motor Insurers Bureau (MIB).
Special rules apply to these types of claims and MKB Solicitors can help you through that process.
Accident at Work
Under health and safety rules the company or business you work for must provide you with a safe place to work.
These rules also mean that employers must ensure their workers are properly trained for their job and are using equipment which is safe.
Failure to follow these rules may mean that the employer has to pay compensation to any employee who is injured whilst at work.
Similar rules can also apply if you injured as a subcontractor whilst at work.
Tripping and Slipping
When visiting someone else’s property you should be able to do so safely.
Owners and occupiers of buildings, for example, shops, offices and public houses, have a responsibility to ensure that safety.
If you are injured when visiting such premises, for example, falling on a loose carpet or slippery floor, then you may have a claim.
Accidents involving Children
Claims can be made on behalf of children who are injured through another person’s fault, for example, as a pedestrian or passenger in a road traffic accident or against a supplier or manufacturer when using a defective toy.
Acts of Violence
If you are the innocent victim of a crime of violence you can claim compensation through a Government scheme operated by the Criminal Injuries Compensation Authority (CICA).
The CICA scheme operates under its own special rules and at MKB Solicitors we can help you make a claim under that scheme.
Fatal Accidents
At MKB Solicitors we understand that claiming compensation is not the first thought if you have lost a loved one in an accident.
We deal with such claims with compassion and understanding and explain and help the claims which can be made by family members in such tragic circumstances.
Legal Expenses Insurance
When you take out or renew your house or car insurance, once you have filed away the paperwork you do not want to look at it again, as that usually means a claim is being made.
When you have an accident your car insurance (for motor claims) and house insurance (for other types of accidents) may provide cover for your legal expenses to make a claim against whoever you believe is to blame for your accident.
Often this type of insurance is a free add-on or available as a low premium for about £25.00 per year.
If you need to check your policy for legal expenses cover, it may suggest that you have to use lawyers chosen by the insurers.
At MKB Solicitors we believe that people who need legal advice after an accident or in any other situation where cover might be available, for example, employment issues or boundary disputes, have the right to choose their own lawyer.
Regulations dealing with this type of insurance provide for freedom of choice of legal representative throughout the legal process, although insurers often challenge that view.
One of the reasons why insurers want to use their own lawyers (known as panel solicitors) is that those solicitors often pay a fee to the insurers for each case taken on.
MKB Solicitors can advise on your funding options including legal expenses cover.
Even if your own insurers when first contacted insist on using their own panel solicitors, we may be able to persuade them otherwise as it is often important and beneficial for you have local solicitors acting who you can meet and instruct properly rather than the insurer's own solicitors who may be in Birmingham, London or wherever and who you can only speak to on the telephone.
In any event, MKB Solicitors can still act on a “no-win-no-fee” basis where there is legal expenses cover to enable you to instruct your chosen solicitor rather than one chosen for you.
